In a strategic push toward expanding real-world utility for stablecoins and blockchain infrastructure, Ripple has officially partnered with Alchemy Pay to integrate Ripple USD (RLUSD) into its fiat-crypto on-ramp ecosystem.
This collaboration not only enhances access to Ripple’s new USD-pegged stablecoin but also marks a major step toward improving financial interoperability across global markets.
RLUSD Integration Expands Global Access
The integration of RLUSD to Alchemy Pay’s platform allows users in over 173 countries to seamlessly purchase the stablecoin using more than 300 local payment methods, including Visa, Mastercard, Apple Pay, Google Pay, regional mobile wallets, and direct bank transfers. This development significantly lowers the entry barrier for individuals and institutions seeking compliant and reliable access to stablecoin-backed crypto solutions.
Alchemy Pay has partnered with Ripple to provide seamless fiat on-ramp access to Ripple USD (RLUSD), enhancing stablecoin accessibility. Source: @AlchemyPay via X
RLUSD, issued by Standard Custody, a regulated New York trust company, is fully backed 1:1 by U.S. dollars and equivalents, offering high levels of liquidity, transparency, and redemption flexibility. It is natively available on both the XRP Ledger and Ethereum, combining blockchain speed with real-world fiat stability.
Ripple’s Stablecoin Strategy and Institutional Focus
Ripple has positioned RLUSD at the forefront of its broader strategy to deliver enterprise-grade financial use cases, including cross-border payments and digital finance infrastructure. Designed with regulatory and compliance needs in mind, RLUSD is designed to act as a bridge between traditional banking infrastructure and more modern decentralized networks.
This collaboration is a reflection of Ripple’s commitment to scaling digital assets that meet actual institutional demand,” stated analysts. The RLUSD integration not only enhances liquidity for Ripple’s ecosystem but also builds credibility in regulated markets, particularly relevant as the XRP lawsuit update continues to favor Ripple in its long legal battle with the SEC.
Alchemy Pay Strengthens Role in Regulated Crypto Payments
Alchemy Pay has emerged as a fiat-crypto integration front runner, with robust infrastructure for international payments. Just in 2024 alone, the firm recorded more than 8 million transactions and 3 million registered users, with the support of its regulatory approvals in key markets such as the U.S., UK, Canada, Australia, South Korea, and Switzerland.
With stablecoin regulation advancing, Alchemy Pay will launch Alchemy Chain in Q4, aiming to become a leading global and local exchange hub. Source: @AlchemyPay via X
Despite the integration of RLUSD, Alchemy Pay extends its mission to create a more inclusive and user-focused crypto economy in which users are able to conveniently purchase Ripple’s stablecoin directly through fiat on-ramps. The move is also consistent with the company’s greater emphasis on regulated digital finance and makes it a priority partner for projects looking to scale globally in first-mover, regulatory-friendly ecosystems.
Regulatory Momentum Drives Stablecoin Adoption
The RLUSD rollout comes amid growing regulatory clarity in the stablecoin sector. On June 18, 2025, the U.S. passed the GENIUS Act, creating the first comprehensive legal framework for fiat-backed stablecoins. Similar regulatory advancements are underway in Europe, Japan, and Hong Kong.
The GENIUS Act, now passed by the Senate, legalizes institutional use of digital dollars and mandates 1:1 dollar-backed reserves with annual audits for stablecoin issuers. Source: Danja via X
These developments reinforce the perception of stablecoins not as experimental assets but as regulated financial infrastructure. RLUSD, with its foundation in compliance and transparency, is well-suited to thrive in this evolving landscape, bringing Ripple’s blockchain closer to mainstream financial institutions.
Alchemy Chain and Future Synergies
Looking ahead, Alchemy Pay is preparing to launch Alchemy Chain, a blockchain network designed specifically for stablecoin transactions, in Q4 2025. This network will facilitate fast, low-cost swaps between regional and international stablecoins such as EURC, MBRL, Tether, and USDC. It will also support API integrations for developers and fintechs, with transactions powered by Alchemy Pay’s ACH token.
This infrastructure could potentially complement RLUSD by providing enhanced liquidity and broader exchange capabilities. Analysts expect these developments to fuel further adoption of stablecoins, especially those—like RLUSD—designed for compliance and institutional-grade use cases.
What This Means for XRP and the Ripple Ecosystem
While RLUSD is a separate stablecoin asset, its success could have a positive effect on XRP value and the broader Ripple crypto network. Use of the XRP Ledger for RLUSD adds network utility and transaction volume to further facilitate long-term adoption efforts.
Ripple’s XRP was trading at around $2.14 at press time. Source: Source: XRP Liquid Index (XRPLX) via Brave New Coin
This partnership could also put more emphasis on Ripple XRP news, especially from companies seeking stable platforms for digital payment. With diminishing regulatory obstacles and the widening of Ripple offerings, investor and institutional confidence in Ripple currency prices’ performance may rise.
Amidst the backdrop of ongoing SEC lawsuits against XRP, this partnership is indicative of Ripple’s resilience and innovativeness in developing actual-world products amidst regulatory challenges. It also indicates the firm’s resolve to be at the forefront of the next generation of stablecoin-enabled digital finance.
Final Thoughts
The partnership between Ripple and Alchemy Pay to bring fiat on-ramps to RLUSD is not just a crypto afterthought—it is a calculated alignment of compliant foundations, institutional demand, and regulatory readiness. As RLUSD becomes more broadly available in international markets, its ripples will extend throughout the Ripple network, backing XRP news, institutional adoption, and greater confidence in blockchain-enabled finance.
